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Credit Analysis Mastery For Bankers
Published 6/2025
MP4 | Video: h264, 1280x720 | Audio: AAC, 44.1 KHz, 2 Ch
Language: English | Duration: 2h 23m | Size: 1.55 GB
Understanding and Applications of Credit Risk in Banking and Financial Institutions
What you'll learn
Introduction to Risk Management
An overview of Credit Risk
Identification of Credit Risk
Measurement and Assessment of Credit Risk
Understanding PD, LGD and EAD
Expected and Unexpected Credit Loss
Role of Credit Bureaus
Role of Credit Rating Agencies
Building an Internal Risk Model
Credit Risk Mitigation Techniques
An overview of Ratio Analysis for Credit Risk
Credit Risk Models
Collateral and Credit Risk Management
Requirements
Basic understanding of banking would suffice.
Description
This course provides a comprehensive introduction to the fundamental concepts, methodologies, and tools used in credit risk management within financial institutions and corporations. Credit risk-the possibility of loss due to a borrower's failure to make payments as agreed-is one of the most critical components of financial risk. Learners will explore the nature of risk, with a specific focus on credit risk, understanding how it differs from other types such as market and operational risks.The course begins by defining risk in the financial context and explains the origins and implications of credit risk, which arises primarily from loans, bonds, trade receivables, and other credit exposures. Learners will learn about the various types of credit risk, including default risk, concentration risk, counterparty risk, and sovereign risk.A key component of the course is credit risk measurement and assessment, where learners will explore both quantitative and qualitative approaches. This includes financial statement analysis, credit scoring systems, credit ratings, probability of default (PD), exposure at default (EAD), and loss given default (LGD). The course also discusses internal rating systems and external credit assessment institutions such as credit rating agencies.Learners will gain hands-on insights into credit risk models used in the industry. The course also covers portfolio models of credit risk such as CreditMetrics, CreditRisk+, and KMV, along with regulatory frameworks like Basel Accords which guide risk-weighted asset calculation and capital requirements.Additionally, the course covers credit risk mitigation strategies such as collateral management, credit derivatives (e.g., credit default swaps), guarantees, netting agreements, and diversification. Real-world case studies and practical exercises will be used to illustrate the implementation of these concepts.By the end of the course, learners will have a strong understanding of credit risk and how it is identified, measured, managed, and mitigated in practice. This course is ideal for those aiming for careers in banking, credit analysis, risk management, or financial consulting.
Who this course is for
Employees working in banks and financial institutions, Those interested in making career in Credit Risk Management can also enrol for this course
